• A mortgage agent coordinates borrower’s needs and lender’s terms and conditions until closing the mortgage. It is a time-consuming process due to significant background information gathering and verification involved.
  • Unlike your bank, a mortgage agent works for you, his/her loyalty is to you, not the lenders.
  • A good mortgage agent will find the best product in the market for you; bank provides their own product only.
  • If you have a lower credit score or other challenges, a professional mortgage agent knows and has access to lenders who are willing to provide mortgage products to you.